Spanish Property
Insurance
Insurance Spain
Specialists

Intasure is an international insurance
specialist with a proven track record
in pioneering new products.

Intasure policies are designed around the needs
of specific people and markets, and combine locally
tailored cover with the reassurance of English language
documents and UK back-office service and support.

Key facts ...

Authorised and regulated by the
Financial Services Authority.

Spanish Property Insurance - House insurance Spain,: If you own or are purchasing a Spanish holiday home or a Second home in Spain we can offer specialist insurance for buildings and contents cover for your Spanish house / let property in Spain.

Spanish property insurance - Home insurance Spain

The policy summary provides key information about the Homes & Holiday Homes overseas and in the UK. Please note that it does not contain the full terms and conditions of this insurance contract; these can be found in the Homes and Holiday Homes overseas and in the UK policy wording. If you would like a copy of the full policy wording or have any questions, please contact us.

Policy name: Homes & Holiday Homes overseas and in the UK
Type of insurance: Buildings and contents insurance
Underwritten by: Certain underwriters at Lloyd’s

SIGNIFICANT FEATURES AND BENEFITS
The Homes & Holiday Homes overseas and in the UK policy is specifically designed for people with a holiday home abroad and in the UK.

Key benefits include:

• Public liability (£5,000,000 / €7,500,000) cover
• Employers’ liability (£5,000,000 / €7,500,000) cover
• Additional accidental damage
• No inspection clauses
• Emergency travel, should you need to travel abroad to mitigate the outcome of a claim, and alternative accommodation.
• Loss of rent following a claim
• Payment by interest-free Direct Debit which is a significant saving compared to most insurers
• A sensible approach to security requirements
• Cancellation period extended from 14 to 30 days

QUESTIONS AND COMPLAINTS
If you have a question or complaint, please contact us directly using the details below:

The Managing Director
Intasure
Phoenix House
11 Wellesley Road
Croydon CR0 2NW
United Kingdom
Tel: +44(0)845 111 0670
Fax: +44(0) 845 111 0682

BUILDINGS SECTIONS
See Section 1 of the policy booklet for details.

BUILDINGS
Significant Features and Benefits
Cover is provided for an extensive list of perils such as fire, storm, earthquake, flood, theft, etc. – see policy booklet.

In addition cover is provided for:
Any permanent structure used for domestic purposes within the ground of your home or holiday home including:

• Fixtures and fittings;
• lifts
• domestic fixed fuel tanks; including gas, LPG and oil tanks;
• Swimming pools;
• outbuildings and permanent structures;
• radio and television aerials, satellite dishes, their fittings and mast;
• wind turbines, fixed generators and solar panels;
• lakes and rivers within the boundary of the property for liability cover only.

SIGNIFICANT OR UNUSUAL EXCLUSIONS/LIMITATIONS
You will normally have to pay the initial £150/€225 for each claim. This policy excess applies to claims made on the buildings and contents section of your policy. These excesses may vary by your choice and/or underwriting criteria. Your quotation and policy schedule will show the specifi c excesses applicable to you. There is a single article limit of £3000/€4,500.

All communications, including the policy wordings, are written in plain English with no jargon to ensure you know exactly what is covered.

Any special conditions and terms that may apply will be found in your individual quotation and schedule.

FROST DAMAGE
Loss or damage caused by frost/freezing whilst the property is unoccupied unless temperature is maintained above 8°C or the water supply is shut off and fixed water tanks, apparatus and pipes are drained. However, the following countries are exempt from any temperature or drain down requirements:

• Cape Verde
• Morocco
• Cyprus
• Portugal
• Egypt
• Spain
• Greece
• South Africa
• Italy
• United Arab Emirates
• Monaco

If you have any other queries or wish to discuss any of the points covered above further then please don’t hesitate to contact the Sales Team on 0845 111 0680 or send an email to admin@intasure.com