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holiday insurance policy summary holiday insurance policy wordings

 

Travel Insurance

As the world's largest travel insurance and assistance providers, Allianz Global Assistance supports millions of our customers every year. Every day, we build on our history of providing first-class products and services to travellers around the world. When you travel with Allianz Global Assistance, you're travelling with a global network of support. No matter how far you travel, help is always at your finger tips - Before you depart.

No matter what kind of trip you're planning, you may benefit from the cover and protection of a travel insurance policy. But what kind of cover is best for you? And how does travel insurance work?

If you have any queries, please refer to the frequently asked questions section about our travel insurance (Please see FAQs).

Your safety, satisfaction, and peace of mind are our number one priority. No matter where you are, no matter when you need us, we're here to help.

Cover Limits (up to) Excess
Cancellation
Cancellation
Provides cover if you cancel your journey before it begings due to certain necessary circumstances. The circumstances covered are listed in your Policy Document
 
£2,500 £75
or Curtailment
Curtailment
Provides cover if you cut your journey short due to certain necessary circumstances. The circumstances covered are listed in your Policy Document
 
£2,500 £75
- Excursion £150  
Delayed Departure
Delayed Departure
Cover if your departure is delayed by more than 12 hours. Benefits apply after the first 12 hours delay and additional benefits apply after each extra delay of 12 hours. Your policy will specify the maximum payable. The circumstances covered are listed in the Policy Document.
 
£250 nil
Delayed Personal Possessions
Delayed Personal Possessions
Cover for purchasing essential replacement items if your personal possessions are temporarily lost or stolen on your outward journey for more than 12 hours.
 
£150 nil
Emergency Medical Associated expenses
Emergency Medical Associated expenses
Provides cover if you are taken into hospital or you need to come home early or extend your journey due to illness or accident.
 
£5,000,000 £75
Legal Expenses
Legal Expenses
If You die, are ill, or injured during your Journey and You or your Personal Representative take legal action to claim damages or compensation for negligence against a third party.
 
£25,000 £75
Loss of Passport
Loss of Passport
Cover for transport and accomodation costs to get a temporary passport and the equivalent value of the remaining period of it, if it is lost or stolen on your journey.
 
£150 nil
Missed Departure
Missed Departure
Cover for extra transport and accomodation if you arrive at your departure point too late to board your booked transport due to: public transport not running to its timetable or the vehicle you are travelling in has an accident or breaks down.
 
£500 nil
Personal Accident
Personal Accident
Provides cover if following an accident your injuries lead to death, total loss of sight/limb or permanent disability. An accident must be caused by something external and visible.
 
£15,000 nil
Personal Money
Personal Money
Provides cover if your personal money is lost or stolen on your journey.
 
£500 £75
Personal liability
Personal liability
We cover your personal liability for bodily injury to any person, loss or damage to property or accommodation that does not belong to you or a relative during your journey
[Deductible: 75 &euro per claim]
 
£2m £75
Personal Possessions
Personal Possessions
You are covered for up to your policy limits if your personal possessions are damaged, lost or stolen on your journey. Your policy will state the maximum amount you can claim for a single article, as well as the total amount you can claim for all your valuables. A deduction may be made for wear, tear and loss of value.
 
£1,500 £75
Additional Covers
Golf Cover
Loss of Green Fees
Loss of Green Fees
Cover for loss of green fees that have been paid for that cannot be recovered from anywhere else if: you cancel or cut short your journey: You cannot play golf because of an injury or illness during your journey
 
£375 (£75 per day) £75
Delayed Golf Equipment
Delayed Golf Equipment
Cover to hire alternative golf equipment if yours is temporarily lost or stolen on your outward journey for more than 12 hours
 
£200 (£20 per day) nil
Golf Equipment
Golf Equipment
Cover for your golf equipment, if they are lost, stolen or damaged on your journey.
 
£1,500 £75
- Single item £300  
Hole in one
Hole in one
You will be covered if you complete a hole in one during a round of golf.
 
£50  
Winter Sports
Ski Pack
Ski Pack
Cover up to £300 for your ski pack costs where you have to cancel or curtail your journey or cannot ski due to injury or illness during your journey.
 
£300 £75
Delayed Ski Equipment
Delayed Ski Equipment
Cover for hired ski equipment if yours is temporarily lost or stolen on your journey for more than 12 hours from when you arrived at your destination.
 
£300 nil
Ski Equipment - (own)
Owned Ski Equipment
Cover for owned ski equipment, if they are lost, stolen or damaged on your journey.
 
£400 £75
- Single item £300  
Ski Equipment - (hired)
Hired Ski Equipment
Cover for hired ski equipment, if they are lost, stolen or damaged on your journey.
 
£200 nil
Piste Closure
Piste Closure
Provides cover if you cannot ski at the ski resort you booked before your journey due to adverse weather conditions and the ski lifts and the ski schools are closed.
 
£200 - (£20 per day) nil
Avalanche closure
Avalanche closure
Cover for extra transport and accomodation if you cannot reach your destination or back home because of an avalanche
 
£250 - (£25 per day) nil
Business Cover
Replacement Business Associate
Replacement Business Associate
Cover for transport and accommodation costs for a business associate to finish your business commitments due to your death, injury or illness.
 
£750 £75
Business Equipment
Business Equipment
Cover for your business equipment if it is lost, stolen or destroyed during your journey.
 
£300 nil
Business Samples
Business Samples
Cover for your business samples if they are lost, stolen or destroyed during your journey
 
£150 nil
 
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