Buy to Let Insurance

Insurance for Buy to lets

If you own or are purchasing a BUY TO LET property we can offer specialist insurance for buildings and contents cover for you.

Buy to let insurance is designed to provide you with a wide range of Standard Cover in connection with owning and letting a property. This cover includes but is not restricted to:

What are my obligations?

• You must answer all question asked of you, honestly and to the best of your knowledge and belief.
• You must inform us as soon as possible within 14 days of any changes which may affect your insurance (see policy wording for details).
• If you make a claim you must provide us with all relevant information about the claim, including estimates for replacement or repair where required.
• It’s really important that you’re honest with us when you’re buying a policy or making a claim. Providing wrong or misleading information that you know could either help you gain financially, or us suffer a financial loss, is fraud and pushes up the cost of insurance for all customers.
• In some cases, the insurer may apply an endorsement to the policy, setting out, for example, security requirements. It’s really important that you follow any terms set out in endorsements, as if you don’t, you may not be covered in the event of a claim. If any endorsements apply to you, these will be explained to you (or displayed on-line) before you buy, and will also be shown on the policy schedule that you will receive after you buy.

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*This provides you with a summary of the cover. For precise details of cover, including the conditions and exclusions that apply, the policy document itself should be referred to.