We are a property insurance specialist and have many years’ experience of providing insurance products in both the UK and Overseas. We provide landlords and Investors with quality insurance products to protect commercial properties and are happy to quote for single or multiple risks on one policy. Obtaining a quote is quick and easy, especially with our call back facility and we are open for longer than normal office hours for your convenience.
Commercial Building risks we provide insurance for include: Restaurants, Cafes, Leisure risks and much more. In many cases, we will also offer insurance quotes for unoccupied commercial buildings.
If you are a Cafe owner, occupying your own property, we can insure your building on a stand-alone policy or you might like to consider one our Intasure business insurance contracts providing comprehensive cover for your building and a wide range of business risks tailor made to your own trade.
Our Intasure Commercial Building Insurance covers all the usual perils you would expect to find under a commercial insurance policy wording with accidental damage included as well. Our policy is also acceptable to lenders.
We include Cafe Owners Liability Insurance.
We offer a 24 hour dedicated claims service.
(Depending on the policy cover selected)
See Section 1 of the policy booklet for details.
Significant Features and Benefits
Cover is provided for an extensive list of perils such as fire, lightning, explosion, storm or flood, earthquake, theft, etc. – see policy booklet.
In addition cover is provided for:
Any permanent structure used for your business at the premises stated in the schedule including:
You will normally have to pay the initial policy excess for each claim. This policy excess applies to claims made on the buildings and contents section of your policy. These excesses may vary by your choice and/or underwriting criteria. Your quotation and policy schedule will show the specific excesses applicable to you.
(Depending on the policy cover selected)
The following additional cover can be purchased and will be shown on your Quote Summary or Policy Schedule.
No cover is provided for the deductible for each peril shown in the schedule. No cover is provided for inbuilt defect, wear and tear and defective workmanship. No cover is provided for frost. No cover is provided for damage caused by or consisting of theft or attempted theft, fraud or dishonesty where any person in your employment or service or any member of your family are concerned as principal or accessory.
Contents specifically excludes:
All communications, including the policy wordings, are written in plain English with no jargon to ensure you know exactly what is covered.
Any special conditions and terms that may apply will be found in your individual quotation and schedule.
*This provides you with a summary of the cover. For precise details of cover, including the conditions and exclusions that apply, the policy document itself should be referred to.
Product information
Cafe insurance, View and download policy summary - Click here
Policy Wording
Cafe insurance, View and download policy wording - Click here
Intasure ® is a trading name of Arthur J. Gallagher Insurance Brokers Limited, which is authorised and regulated by the Financial Conduct Authority. Registered Office: Spectrum Building, 7th Floor, 55 Blythswood Street, Glasgow, G2 7AT. Registered in Scotland. Company Number: SC108909 Privacy | Terms | Affiliates | Cookies