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Insurance for Contractors

 

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Contractors Insurance

Why choose your Contractors Insurance with Intasure?

At Intasure we have a proven track record of pioneering new and innovative products to meet the demands of both self-employed persons and limited companies. We have specific knowledge when it comes to dealing with trade persons and contractors and we have a variety of covers that can be of benefit. Our “Contractors & Tradesman’s¬†Liability” insurance policy, will provide not only the required liability covers but can be extended to include other essentials such as ; contract works insurance, personal accident, hired in plant and, of course, cover for the business tools.

If your business has premises, we can also provide you with a full tradesman commercial insurance package covering, as well as liabilities, office equipment, stock and a range of optional extra covers.

We realise that when contractors and trade persons tender for jobs, potential customers are keen to see (or often will require as part of the contract terms) evidence of a high indemnity sum insured and, for this reason, at Intasure, we provide an indemnity limit of up to £10m in respect of public liability.

At Intasure, we have a wide list of acceptable trades & occupations and we will consider high risk occupations as well as low. If you are self-employed or run a business and need insurance, whatever your trade, we will do our best to help.

For trade persons, we can supply the following covers.

  • Public Liability Insurance - provides protection for either individuals or companies against claims from third parties caused by bodily injury or disease or damage to their property.
  • Employers Liability Insurance - is a compulsory insurnace governed by statute. In this case; the Employers' Liability (Compulsory Insurance) Act 1969. You are responsible for the health and safety of your employees while they are at work and the definition of an “employee” is very wide, often unpaid helpers & volunteers are considered employees, especially if your business is profiting from their work. You must provide evidence of this type of insurance at your usual work places.
  • Intasure Commercial Combined Insurance - For larger businesses with premises, we can provide a full package policy covering¬† contents, computer equipment, stock, business interruption, money, book debts and a range of other covers.

Obtaining a quotation for your business is easy, especially with our call back facility and we will make contact at a time to suit you. When you speak to our helpful & knowledgeable staff, they will be able to advise a policy that is suitable for your business needs.

Key Benefits Include:

  • Various policies suitable for tradespersons & contractors
  • Public liability up to £10m
  • Employers liability
  • Own plant tools and equipment
  • Hired in plant
  • Contract works
  • Personal accident
  • Wide range of low and high risk trades covered
  • Cover available for temporary staff working up to 50 days a year
  • Package policies available for trades that have premises
  • Your enquiry will be professionally handled in the UK by experienced and knowledgeable staff.
  • No claims bonus available on all trades

 

Benefits of obtaining your Insurance from Intasure.

  • We have many years of expertise; providing specialist covers
  • Your enquiry will be professionally handled in the UK
  • Competetive quotes with no form filling and our quick and easy telephone call-back service
  • Our team take pride in their responsiveness and customer care, ensuring you have the correct up-to-date cover, handling claims efficiently and answering questions promptly & accurately
  • Wide policy wordings
  • A wide variety of trades & occupations can be covered, quotes provided quickly & efficiently

 

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*This provides you with a summary of the cover. For precise details of cover, including the conditions and exclusions that apply, the policy document itself should be referred to.