Insurance for Shops


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Shop Insurance

Why obtain your Shop Insurance from Intasure?

At Intasure, we understand the needs of the retail industry, and for that reason, we have developed a specialist retailers combined Insurance policy that provides comprehensive cover to enable you to run your business with the peace of mind that you have adequate protection in force should something sudden & unforeseen occur.

We are a retail package insurance specialist with a proven track record in pioneering new products specifically tailored to meet the needs of a business such as yours. We can provide a plain English insurance policy wording underwritten and administered in the UK via helpful and knowledgeable staff.

Obtaining a Shop insurance quote from us is quick and easy especially with our telephone call back facility, you will be connected to our helpful staff who will be pleased to assist you, and we are also open hours to suit business owners who may find it inconvenient to call during the day time.

Our retail & shop insurance policy is as flexible as you need it to be and for convenience and ease of understanding, we have divided it in to several sections with some worthwhile optional extras if required.

If you own the building in which your shop is located, we can also include shop buildings Insurance to your policy cover. If you are a landlord owning a building that is rented to a shop and you just need to insure the fabric of the property and loss of rental income without the business risks, then our property insurance department will be able to offer a quote and include contents of domestic units if required.

What Risks do we cover?

Our Intasure shopkeeper’s insurance policy provides a wide range of covers against all the usual perils a retail business may possibly encounter. If you have a bank or other loan for your business, your lender may want to see that you have a suitable policy in force covering not only material risks such as damage to contents and stock, but also that you have insured for your legal liabilities, particularly in relation to employees, to ensure you comply with the relevant law applicable.

As a shop proprietor you will also want to know that your business is protected in the event that your income is affected following an insured event at the premises. Our policy includes business interruption insurance, thus in the event of a serious incident at your premises such as a fire or a flood we can help protect your livelihood.

We can offer cover for a full set of perils including accidental damage in respect of your Buildings, Contents, Stock, Electronic Equipment, Business Interruption, Rental Income, All Risks, Glass, Book Debts, Goods in Transit, Public Liability, Products Liability, Employers Liability, Deterioration of Stock, and Loss of License.

We can also offer a range of optional covers including Household Contents and Personal Effcts for Owners or Employees, Subsidence, Ground Heave & Landslip, Theft by employee – Fidelity Cover and Specified All Risks.

For details of the extent of our cover please refer to our Key facts & Policy Documents

Legal Expenses & Help for a Retail Business from Intasure

We understand running a business is not always plain sailing especially dealing with legislation and staffing issues, situations may arise where you need a little outside help.

Our optional Intasure Legal Expenses insurance policy can help you with this. We provide a 24 hour helpline dealing with such matters as Commercial Legal Advice, Tax Advice, Business Assistance & Counselling.

In addition to this, insurance is provided for:

  • Employment Disputes & Compensation awards
  • Tax Protection
  • Contract Disputes
  • Health & Safety
  • Data Protection
  • Criminal Prosecution
  • Bodily Injury
  • Property Protection
  • Tenancy Disputes
  • Business Law & Employment Manual online


Benefits of obtaining your Shop & Retail Insurance from Intasure.

  • We have many years of expertise; providing specialist cover to property owners and businesses, in the UK and overseas.
  • Your enquiry will be professionally handled in the UK.
  • Competetive quotes with a quick and easy telephone call-back service.
  • Our team take pride in their responsiveness and customer care, ensuring you have the correct up-to-date cover, handling claims efficiently and answering questions promptly & accurately.
  • Wide policy wordings specially designed for Shop & Retail premises.
  • Most types of shop & retailing operation can be covered.


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*This provides you with a summary of the cover. For precise details of cover, including the conditions and exclusions that apply, the policy document itself should be referred to.