Protect your second property with holiday home insurance in Scotland
Glistening lochs, sprawling coastlines, imposing castles – it’s no wonder owning a holiday home in Scotland is a top choice for many.
Intasure’s holiday home and holiday let insurance can help to safeguard your property. To find out more about insuring your holiday home in Scotland, get a quote from us.
What is Scotland holiday home insurance?
Owning a home anywhere can come with risks, but these can be compounded when your second property isn’t within easy reach. For example, travelling to Scotland from other parts of the UK can take many hours. Therefore, you may want an insurance policy that can help even when you’re not close by.
That’s where our holiday home insurance can help. The policy includes buildings and contents insurance, providing protection designed specifically for second homes.
What does holiday home insurance in Scotland cover?
If you have residential home insurance cover, you may be familiar with the buildings and contents protection included. Our Scotland home insurance policies can also cover damage and loss to buildings and contents.
These are brief product descriptions only. Please refer to the policy documentation paying particular attention to the terms and conditions, exclusions, warranties, subjectivities, excesses and any endorsements.
Buildings and contents insurance
Our holiday home cover includes building and contents cover, as you might expect from a residential insurance policy.
Intasure holiday home insurance in Scotland covers:
Public liability cover
Public liability cover can protect you against the financial risks of letting your holiday home to paying guests. In such scenarios, this cover offers protection in cases such as a guest suffering bodily injury whilst staying in your property, or if damage is caused to a third party property.
We offer £5 million cover as standard for insured public liability claims.
Emergency travel cover
Minor problems can quickly snowball into serious issues when you’re away from your property. That could be a leaking pipe leading to water damage, or storm damage rendering your home uninhabitable. If a disaster arises, our emergency travel insurance can help to reimburse you for travel costs when you need to get to your holiday home in a hurry.
Unoccupancy cover
Unoccupancy cover can help to relieve worries about your property when you’re out of the country. Subject to policy terms and conditions, we can cover your property year-round if you visit weekly, monthly, or just for a couple of weeks a year. For example, small issue like a leaky tap when you’re not there turning into escape of water can still be covered even when you’re not staying at the property.
What property types are covered?
Our Scotland holiday home insurance helps safeguard the following property types:
- Houses and bungalows
- Farmhouses and cottages
- Flats and apartments
- Caravans and park homes
If you are unsure whether your property type is covered by our policy, please get in touch with our specialist team, who will be more than happy to help.
Holiday home insurance in Scotland FAQ
Please note that these frequently asked questions are not a substitute for the policy wording. For full terms and conditions, please see the policy documentation.
Our mission as second home insurance specialists
We comprise of an in-house team of sales, renewals, customer service, claims, and underwriting specialists. Our aim is to help you find property insurance that suits your needs.
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Specialist second home insurance from Intasure
Learn more about the cover our products provide:
At Intasure, we can provide an insurance solution for expat homeowners.
