There are a number of costs you need to consider when it comes to purchasing a holiday home including the mortgage, council tax, and last but not least, holiday home insurance.
Naturally, you want to make sure you get a good deal on your holiday home insurance, however it’s also important to know that you have the right level of cover.
Holiday home insurance is a specialist form of insurance for anyone who owns a holiday home. A holiday home insurance policy will offer protection against accidental damage and offer public liability protection giving you peace of mind.
This is a policy to cover physical loss or damage to your holiday home building and contents as well as expenses incurred for alternative accommodation and emergency travel. Buildings include any permanent structure used for domestic purposes within the grounds of your holiday home. Contents include household goods, carpets and personal property, money and valuables. In addition this policy covers you for a wide range of perils, including (but not restricted to) fire, flood, storm, theft, escape of water and your legal liability.
Unfortunately, not everything always goes to plan when owning a holiday home. Intasure helps customers find holiday home insurance both in the UK and abroad, so make sure you get a quote with us today!
As your holiday home is not your primary residence it’s likely that it will be left unoccupied for certain periods of time. This is why some holiday home owners decide to let out their properties in order to make a bit of extra cash during a time when their properties would otherwise be left empty.
If you do choose to let out your holiday home it’s of the utmost importance that you have the right cover, otherwise you could be left out of pocket should your tenants cause any damages. Furthermore, you need to consider the legal and financial aspects of letting your property, which is why proper protection is essential.
To find out more about holiday home insurance get in touch with Intasure today!
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