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Holiday Home Insurance

There are a number of costs you need to consider when it comes to purchasing a holiday home including the mortgage, council tax, and last but not least, holiday home insurance.

Naturally, you want to make sure you get a good deal on your holiday home insurance, however it’s also important to know that you have the right level of cover.

UK holiday home insurance

What is holiday home insurance?

Holiday home insurance is a specialist form of insurance for anyone who owns a holiday home. A holiday home insurance policy will offer protection against accidental damage and offer public liability protection giving you peace of mind.

What is covered?

This is a policy to cover physical loss or damage to your holiday home building and contents as well as expenses incurred for alternative accommodation and emergency travel. Buildings include any permanent structure used for domestic purposes within the grounds of your holiday home. Contents include household goods, carpets and personal property, money and valuables. In addition this policy covers you for a wide range of perils, including (but not restricted to) fire, flood, storm, theft, escape of water and your legal liability.

Unfortunately, not everything always goes to plan when owning a holiday home. Intasure helps customers find holiday home insurance both in the UK and abroad, so make sure you get a quote with us today!

Some of the benefits with Intasure holiday home insurance are:

  • Cover whether occupied or unoccupied
  • Public liability cover of up to £5million included as standard
  • Loss of rent included following a claim
  • Emergency travel after a claim

As your holiday home is not your primary residence it’s likely that it will be left unoccupied for certain periods of time. This is why some holiday home owners decide to let out their properties in order to make a bit of extra cash during a time when their properties would otherwise be left empty.

Do you need holiday home insurance for letting?

If you do choose to let out your holiday home it’s of the utmost importance that you have the right cover, otherwise you could be left out of pocket should your tenants cause any damages. Furthermore, you need to consider the legal and financial aspects of letting your property, which is why proper protection is essential.

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To find out more about holiday home insurance get in touch with Intasure today!

Get a Quote Now

This provides you with a summary of the cover. For precise details of cover, including the conditions and exclusions that apply, the policy document itself should be referred to.

Policy Details

Product information
View and download Insurance product information document - Click here

Policy Wording
Holiday home insurance, View and download policy wording - Click here

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